The right funding for your business, matched to fit, and the capability to turn it into growth. We review every file before anything moves. Not a direct lender.
Capital is the easy part. We are built for what comes after it: the structure, the systems, and the operational strength that turn funding into a business that scales.
Most brokers chase the biggest possible check. They blast your file to twenty lenders at once, take a markup buried in the rate, and stop caring the moment the wire hits.
They never ask the questions that decide whether the money helps or buries you: can your cash flow carry the remittance? Does this debt actually move you forward? Is there a cleaner way? That gap is exactly where we work, and where you get unstuck.
We forward what we would take ourselves, and tell you when the answer is to wait.
Three reasons businesses come to us. Pick the one that sounds like where you are.
Capital to expand, hire, or take on bigger contracts, structured so growth strengthens cash flow instead of breaking it.
Consolidation, restructuring, and a tighter operating rhythm when the payment stack is under pressure and you need a way out.
Equipment, expansion, a payroll gap, a seasonal swing, or a near-term opportunity that has to be met fast, and met right.
We would rather you understand the decision than rush it. Run the numbers yourself. No call required.
Enter the capital and how you would put it to work, set your own assumptions, and see the illustrative revenue alongside what it costs, what it does to your cash flow, and the operational load growth creates. The math, before you borrow.
Open the model Tool 02A two minute read on where you stand, what you are likely to qualify for, and what to tighten first. Scored against the criteria real funding partners actually use, and shown in honest ranges, not promises.
Check your readinessWe do not push a product. We review your situation, identify the structures you may qualify for, and place your file with the partners that actually fit, never all of them at once.
SBA loans, larger term facilities, and equipment leases are evaluated case-by-case. Structure, timeline, and fees are always confirmed with you before any file is sent. Submitting a review is not an application for credit and does not guarantee approval, funding amount, product availability, or terms.
A name on a deal should mean something. Ours means fit before funding, costs in the open, and a firm that is still useful long after the money lands.
We only move forward when the capital is right for you. If it is not, we say so, even when it costs us the deal.
We sit on your side of the table. No junk deals, no pressure, no structure we would not take ourselves.
Financing is the start, not the finish. We are operators, and we help you put the money to work.
Your information is handled with institutional-grade care and shared only with the partners who fit your file.
We look at your current stack, cash flow, and the actual capital need, before anything goes anywhere.
We identify the two or three partners that genuinely fit your profile, not a mass blast.
We prepare the file and coordinate directly with the lender, with the fee confirmed in advance.
You leave with a 30-day post-funding roadmap for remittance cadence, reserves, and cash-flow health.
No mystery, no markup buried in your rate. Here is exactly how we work, and what you walk away with.
Our advisory fee is flat, agreed in writing, and confirmed before a single file is submitted. It is never hidden inside your rate or your remittance. You will always know what you are paying, and what it is buying, before anything moves.
Your stack, cash flow, and the real need, examined before your file goes anywhere.
The lenders that actually fit your profile. Never a twenty-lender mass blast.
We package your file the way underwriters want to see it and run point with the lender.
A cash-flow plan for remittance cadence, reserves, and controls once the money lands.
Systems and structure to turn the capital into the growth you came here for.
Most capital shops are brokers and nothing else. Obsidian is backed by an operations and systems firm, so when you deploy capital into real growth we bring the muscle to make it land. Growth creates load. More volume needs more capacity, more hires, and the systems to hold it together without breaking what already works.
Lender-ready packaging. Cash-flow clarity, reporting hygiene, and a file that matches how you actually operate, so approvals and terms come back stronger.
Post-funding deployment. Systems, automation, and operational structure that turn a wire into durable enterprise value.
Capacity for the growth. Hiring, fulfilment, and process built before the revenue arrives, not scrambled after it.
For owners who need more than financing: structure to protect the enterprise, the partners, and the people who depend on it. Advisor-led and reviewed case-by-case.
What happens to the business if you or a partner cannot work. Structure that keeps the enterprise standing.
Structured exit and succession coverage so an ownership change does not destabilize the company.
Planning that protects operating value across the risk events most owners never price in until it is too late.
Protection is a separate engagement from funding advisory, arranged with a licensed advisor. Suitability, structure, and eligibility depend on underwriting and are evaluated case-by-case.
A short, confidential review. We look at fit first and only move forward when the capital is right for the business.
Already know you want to move?
Begin a full application →